Four fortunate individuals who invested in Premium Bonds in December have each won a prize of £100,000. The bonds purchased in December were qualified for the February 2026 draw, requiring ownership for a full month to be eligible. Among the winners is someone who bought a £50 bond in December 2025.
These winners reside in various locations: Essex with a total holding of £19,150, Brighton and Hove with a winning bond worth £13,000 and a total holding of £38,025, Cheshire with a £50,000 holding, and Hampshire and the Isle of Wight with the same amount.
In each monthly draw, two prizes of £1 million are awarded. The February 2026 draw saw winners from Liverpool and Central Bedfordshire.
Premium Bonds, a savings product by National Savings & Investment (NS&I), offers a unique feature where instead of a fixed interest rate, investors participate in a monthly prize draw. Prizes range from £25 to £1 million, with more smaller prizes distributed compared to the larger sums.
The maximum savings limit for Premium Bonds is £50,000, with each pound invested corresponding to a distinct bond number. The odds of winning a prize each month stand at 22,000 to 1 for every £1 bond. Winners are notified via email or text message by NS&I and can choose to receive the prize money in their bank account or reinvest in Premium Bonds.
The prize fund rate, currently at 3.60%, has remained unchanged since the August 2025 draw. Recent data highlighted the luckiest areas for winning Premium Bond prizes, with Hampshire and the Isle of Wight residents securing numerous £100,000 prizes in 2025. Other lucky locations included Essex, Outer London, Norwich, and Cumbria.
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