Today, the results for the December 2025 Premium Bond draw were revealed with two fortunate individuals becoming £1 million richer.
Every month, two winners are awarded £1 million each through the Premium Bonds scheme. In the latest draw for December 2025, the first winner, residing in Norwich, had invested £35,000 in Premium Bonds. Their winning bond number, 591RD417238, was purchased in August 2024.
The second £1 million winner, living in Cornwall, held £20,000 in Premium Bonds. Their winning bond number, 615WP633178, was bought in February 2025.
Premium Bonds, offered by National Savings & Investment (NS&I), differ from traditional savings accounts by entering investors into a monthly prize draw instead of providing a fixed interest rate.
The prizes for Premium Bonds range from £25 to £1 million, with the majority of prizes being smaller amounts. Winning is not guaranteed, and some months may yield no returns.
If you have won a significant prize with Premium Bonds and wish to share your story, you can reach out via email at mirror.money.saving@mirror.co.uk.
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For instance, while thousands of £25 prizes are typically awarded, only two £1 million prizes are given out.
Andrew Westhead, NS&I Retail Director, congratulated the two winners of the festive Premium Bonds jackpots, expressing joy for their newfound millionaire status just in time for Christmas.
The maximum amount allowed to be invested in Premium Bonds is £50,000, with each pound invested corresponding to a unique bond number. The odds of winning a prize each month stand at 22,000 to 1 for each £1 bond.
Winners are notified via email or text message by NS&I, and can choose to have their prize money deposited into their bank account or reinvested in more Premium Bonds.
To check if you have won a prize, you can utilize the NS&I online prize checker tool or the Premium Bonds prize checker app. The current prize fund rate, equivalent to an interest rate for Premium Bonds, is 3.60%.
Recent months have seen a gradual decrease in the prize fund rate, leading to a slight reduction in the number of larger prizes while smaller prizes have become more prevalent.
Despite these changes, two £1 million prizes are still up for grabs each month. The most recent adjustment to the prize fund rate was made in the August 2025 draw, lowering it to 3.60%. Nearly 23 million individuals hold Premium Bonds.
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